Looking how to avoid a foreclosure or how to modify a mortgage loan yourself?

You're About To Learn Secrets That Most Homeowners Will Never Know About How to Stop or Avoid a Foreclosure in Process...

And How A Homeowner Can Keep His House
Rent Free Forever.

Discover ALL The Available Solutions To Stop or Avoid A Foreclosure In Process And Learn What To Do Step By Step

FREE Download Of One Of The Most Hidden Secrets Available Here For A Limited Time

 

Dear Friend,

The Foreclosure Crisis might be in worse shape than we think. Repossessions of homes by lenders are expected to keep growing as long as the financial crisis don't go away.

RealtyTrac.com is reporting foreclosure filings every month nationwide, so anybody can check how this is doing.

At this time, most foreclosures are from subprime loans or loans with variable (adjustable) terms, but prime loans and those "exotic" loans are expected to start appearing massively on a second wave of foreclosures.

Repossessed properties are resold by lenders at foreclosure actions. When this is done in massive transactions along with houses stuck in the market for non-selling, the market sinks drastically.

Seasoned Investors are expecting a huge decrease in house prices from 2007 to 2012, and my personal expectations are that after we reach the very deep bottom, the house prices will start rising very, very slow the next 5 years after.

This impressive video can explain all this about:

 

 

So, if you are facing a rise in your monthly payment due to a change in your variable rate term, or simply you can't pay, first of all, don't panic. You just need to know what to do. 

I hope that after reading this information you can sleep better and get some understanding to this rough situation.

My name is Alfonso Inclan and I am a Financial Educator in the State of Arizona doing Home and Commercial Loans, Mortgage Training and Consulting, Real Estate investments, Business Coaching, Marketing and Credit Counseling since 2002.

In all these years, I have seen many different cases on people refinancing their homes; but the most common thing I have found in most of them, was that they DIDN'T KNOW what type of loan they had their last years.

Not even the interest rate!

My personal concern was to proceed educating every single client to understand what he/she were doing with a home loan.

Unfortunately, at this time so many families are being left behind without a house of their own and so many people without a job. These people didn't know how to be prepared for this coming recession.

If you are (or will be) late in your mortgage payments, let me share today some things you must know about.

You need to perfectly UNDERSTAND every single option you may have, in order to have a successful negotiation with your lender.

 

THE FORECLOSURE SECRETS GUIDE

 

The Most Advanced Foreclosure Information Ever Created Just For Mortgage-Stressed Homeowners

 

With this eBook I'm bringing forth this mind-blowing informational guide on how you can stop the Foreclosure Process -- the secrets that only a few in this industry would ever be familiar with.

 

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"Here Are Some Of The Secrets You'll Learn Inside My Informative eBook"

Dear Friend,

 

"It's so easy for me to negotiate with lenders, it's like knowing what they are gonna say or what they are gonna do. All the truth will be unveiled as I bring to you this explosive guide on how to Negotiating or Stopping a Foreclosure in Process - the same guide that all lenders are having nightmares about every day".

...Working at this industry I have seen entire families taken away from their houses and unfairly being throw out to the streets yes, with their kids and personal stuff!! Thousands of honorable, hard working Americans are losing their homes daily; and banks are foreclosing at a nationwide rate of about 250,000 homes a month(March 2008).

 

 

LEARN THE DEEPEST, DARKEST SECRETS

OF THE BANKS



CRITICAL UPDATE: Upon completion of this guide, I have been threatened from major lending companies. Authorities from a number of major banks have contacted my host in multiple occasions to try and forever ban this information from ever being released to the public. I've had untold struggles with major banking authorities, as well as my own attorney in order to bring forth this explosive information to you. My mission is to save YOUR HOUSE. I have toiled every step, and will fight every obstacle to provide you with the classified Foreclosure information that Banking companies are panicking about every minute of the day.

I've been threatened with legal action; I've been harassed with midnight phone calls; I've been begged and pleaded with; but they are not gonna stop me from releasing these confidential secrets to the public.

I don't care. As long as this is available, I will share this information to help as many people as possible.

 


I promise you the secrets I'll expose here will exceed your wildest expectations. Here is just a tiny sneak peak of the kind of beyond-belief information you can expect to discover in my guide:

HOW TO LEGALLY STAY RENT-FREE IN YOUR HOUSE

FOREVER - Be warned: this truth might literally scare you.

What's on your MORTGAGE or DEED OF TRUST that Banks will never tell you. - Banks tried to sue me for damages when I revealed this information to the public.

Methods on how Banks determine the qualifications to approve a negotiation. - If you know the negotiating behavior of the banks, you'll know how to get your negotiation approved.

Is your house already scheduled for auction sale? - I have some of the most amazing information on what you can do to take huge advantages of ALL THE OPTIONS AVAILABLE you may have for this situation at this point.

 

 Filing a motion for an extension to stop foreclosure - You will not believe what you can do using the law at your side

Fool-proof methods on how you can delay foreclosure - ALL the Foreclosure Solutions available in this world, including the ones that the banks wish you never knew about.

Discover one false Bank claim that make people fall for it all the time - Don't fall for this one.

 

 Help to stop foreclosure of a home even with a low credit score

 How you can qualify to have the foreclosure REMOVED from your credit!

How most mortgage-stressed people waste their time searching for solutions at the wrong places - how you can avoid it.

 

 Are you paying for foreclosure prevention help? - Learn what they are NOT doing so you can tell them what to do and how they can proceed

Amazing secret on how you can have your interest rate fixed as it was before a variable adjustment - just from making a phone call and knowing what to say and to whom.

 Are you foreclosing on Investment Houses? - Discover the huge impact you may have and how to avoid it. -Must read!

How to manipulate lending companies to give you what you want - using just ONE WORD.

Learn what is your legal standing if your original lender filed bankruptcy.

 

 Bankrupcy, short sale, reinstatement, deed in lieu, forbearance? - What it means and how you may qualify for each one. Don't waste your time working with realtors or agencies that don't understand these concepts.

 Do you want to short sale your home or deed in lieu? - Read the Short Payoff Chapter and learn about the liability consequences you may have.... in your own home! Your Realtor told you there are no consequences? Ha!

Learn why many lenders do not have the legal authority to take your home away!

 

 Learn Step by Step the procedure for motion to stop foreclosure or sheriff sale

 

 Bankruptcy Chapter 7 or Chapter 13? - stopping foreclosure with bankruptcy filing. Understand which Chapter is best for you.

Legal letters -reviewed and approved by different attorneys- that can help you to stop a Foreclosure in Process

 

 Discover what mortgage assistance state programs or foreclosure assistance programs will never tell you - and you have to know it!

 A never-before-released record of the bankruptcy for Foreclosures system breakdowns that I promise will leave you utterly shocked.

 Learn if you qualify to enter bankruptcy protection

 Bankruptcy vs Foreclosure? Discover which is worse bankruptcy or foreclosure

 

 Are you not late yet? Learn pre foreclosure prevention, what it is and how is the complete legal process step by step

Discover the wrongful actions that lenders are doing to take homes away.

 Is the mortgage default assistance a scam? - Don't sign anything with them or give them a dime until you have read my book!

 

 And Much, Much More...!

========================================

 

Download For FREE One Of The Most Hidden Secrets Available Here For A Limited Time

 

Submit your information and you will receive a FREE ebook with one of the most hidden secrets of the lenders.

 

We respect your privacy and do not tolerate SPAM.

 

========================================

 

If you say: "I am (or I will be) behind on my mortgage and I want to know how to catch up...", then this information is the perfect match for you.


 

This eBook Includes Everything You Must Need to Know About How to Stop Foreclosures

THE FORECLOSURE SECRETS GUIDE

The Definitive Step-By-Step Guide To Stop A Foreclosure In Process And Keep Your House


You will begin to learn about laws and remedies
that the banks have tried to keep hidden
over the last years.

There are legal remedies that can save your home
and free you from the slavery
that the banks want to keep you in.

 

Here's my Personal Guarantee:

My FORECLOSURE SECRETS GUIDE will give you ALL the options you have in order to stop a Foreclosure, or your money back. Period! I've spilled my guts out to the Banking Corporations and National Credit System for years to be able to bring you this power-packed manual. The moment you begin reading over my guide, you're going to be kicking yourself for not knowing about it earlier.

Applying the information you'll discover, you'll be able to keep your house and have the power of knowing ALL the options you have in order to Stop the Foreclosure Process.



But, how much do you have to invest
in this invaluable information?

Other Web Companies are charging $995 for giving just A PART
of the information included in my eBook

"Foreclosure Counseling Agencies" are charging thousands for
the information included in my eBook in just 2 chapters!!

The Information in This Book Is So Powerful that Could Help You Protect Your Family From Foreclosure and is available only for $197 dollars...

I have consulted a Marketing Guru to know how much I can sell this information; he told me as this is a very strong information not found anywhere else, it easily can be sold from $400 to $500 dollars.

The price I am asking here FOR A LIMITED TIME is just $197 dollars.

And, if you are just interested in HOW TO MODIFY A MORTGAGE LOAN YOURSELF there is a smaller option for $67 dollars.

30-Day, 100% Money Back Guarantee - If you find there is no valuable information in this book for a Foreclosure solution, just let me know that any time during the next month, for a no-questions-asked refund. You can even keep the "Foreclosure Secrets Guide" as a gift.

If in the next 30 days, you don't know what to do or what to say in the event of a Mortgage Foreclosure using what you'll learn in this course,

...I'll buy the guide back from you and you can keep the "Foreclosure Secrets Guide" as a gift just for your trouble.

 



HOW MUCH IT COSTS?

I have consulted a Marketing Guru to know how much I can sell this information; he told me as this is a very strong information not found anywhere else, it easily can be sold 
from $1,500 to $2,500 dollars
(an attorney may charge up $40,000 dollars or more...)

The Full Version is sold for
$197
 
 

 

I guarantee that once you have finished reading my guide, you will be BLOWN COMPLETELY AWAY at just how much you've been ripped off, overcharged, and even outright lied to by the Lending corporations over the years and ALL THE THINGS YOU CAN DO WITH THIS KNOWLEDGE.

At last, somebody will stand up to be on your side.
I personally promise you that the secrets I reveal here will shock you more than any horror movies you may have ever watched. Read my eBook to discover why Lending companies are panicking every day to try and get my web site forever banned from the public.


Sincerely,

Alfonso Inclan


Ps:
Remember, the offer for the full version includes all the secrets to stop a foreclosure in process that will show you the steps to challenge the banks legal authority to foreclose on your house. When challenged correctly, they have to go away and you may be able to keep your home owing nothing! Get this information now! and save your life's biggest investment.

Ps: Every tip, strategy, and technique that I share with you in this eBook is a PROVEN winner and it was updated on March 16th, 2009, including all the new changes of the year 2008. I used every one of them personally in real-world situations with many of my clients, and I know that they can work for you, too.


"I believe that banking institutions are more dangerous to our liberties than standing armies. Already they have raised up a monied aristocracy that has set the
government at defiance. The issuing power (of money) should be taken away from the banks and restored to the people to whom it properly belongs."


--Thomas Jefferson, U.S. President

 


TESTIMONIALS
 

Alfonso,
I contacted the trustee today and the sale date has been postponed!!! Thank you, thank you!! All your information has worked so far and I can't tell you what a weight has been lifted off me. I know it's still not over, but now they're willing to work with me and that is what I wanted (they wanted to foreclose my house saying I didn't have any other option... but after I sent them your killer letters, they want to negotiate now)


-Theresa R., Las Vegas, NV

 
 

Alfonso,
It's nice to hear from you after such a long time. The foreclosure was cancelled since one year ago and I have not heard from the lender anymore. Thank you for all your help.


-Marylin S., Sacramento, CA 

 
 

Hello Alfonso, after following all the steps included in your book, my lender lowered my interest rate to 4%, fixed to 40 years and my new balance is now the same as the fair market value. Thanks for everything.

 

-Miguel R., Mesa, AZ 

 
 

I'm just sending this message to say THANK YOU! With the information I found in your book, it lead me to make $250,000 (in 2008 alone), when I started helping people to stop their foreclosure situation. You and your book has been a blessing for me, my family and my clients. Thank you very much.

 

-Michael A., Irvine, CA

 

Note: The Foreclosure Secrets Guide was NOT created to be a business opportunity.

 
 

Well, I spoke to the woman assigned to my case at Countrywide and she said the sale was postponed.

 

-Terry R., San Diego, CA. 

 
 

I have been asking a lot of attorneys about this, and it seems like a know more than them now!! Every attorney that is reviewing your book is amazed! Alfonso, your book is really the most powerful weapon in the arsenal of any borrower.

 

-Wesley I., Portland Oregon

 
 

Alfonso: it is confirmed: There is NO foreclosure date!! And it was all because of YOU!!  YOU did it, with your book Alfonso. Please don't stop selling it. You have the power to save thousands of people from loosing their homes, they need you, just like I did. God sent me to you and He will send many more. Thank you for all your help, I have already told others I know about you and I will continue to send more people to your book.

 

-Martha L., Stockton, CA

 
 

Thank you from the bottom of my heart Alfonso, you are truly God's messenger! If I Had not come across your ebook, my house would no longer be mine and I wouldn't be celebrating Thanksgiving there this year. I have YOU to thank for that, and God almighty for leading me to you.

 

God bless you richly,

 

Elena M., Glendale, Arizona

 
 

Thank you for your Foreclosure In Process eBook. It turns out that after I bought your guide I was able to negotiate a loan modification with the lender. I want to thank you for providing me with some tools and some knowledge to take a more active, proactive approach to the situation! I don't believe that I can thank you enough.

 

Sincerely,

 

Patrick R.

 
 

 I think your book will change the loan modification business forever. With the help of this information, we are winning 100% of cases at court.

 

Jose S., Vienna, VA - Mortgage Auditor

 

FOR A VERY LIMITED TIME!!

 

Get Your Foreclosure Solution for a lower price

 

Then, the Full Version will be  $197 again 

 

Choose Your Foreclosure Secrets Guide
Option Below...

  Full Version Short Version

Digital eBook (INSTANT DOWNLOAD)

Support by eMail 

Support by Phone

Bonus: Letters for your Lender(s)

Bonus: Letters for the Trustee

Bonus: Letters for the Judicial Court

Bonus: Letters for the Bankruptcy Court

 


1 Payment
of $67


1 Payment
of $27  

Options Details Below:

There are 2 ways to download this Secrets. Select the option that is best for you... 

 

 

 OPTION #1:
The Foreclosure Secrets Guide
FULL VERSION
Killer Letters in Word and Excel format Included

Option One: Yes Alfonso! I want The Foreclosure Secrets Guide that will give me all the information I need to understand how to keep my house from foreclosure.

This is the option I've talked about...

If you're one of the lucky homeowners getting this option, you not only get access to the FULL VERSION eBook already discussed above, you also get direct access to the BONUS valued at $1,000+!

Here's everything that's included in this Guide:

Revised, Tested and Updated eBook: INSTANT ACCESS to this powerful information no matter where you are in the world. (You won't have to wait for it to arrive in the mail !)

FULL TOP SECRET tactics to stop or avoid a foreclosure in process.

PEACE OF MIND: You will not be at risk having your case in hand of unscrupulous foreclosure advisors that might keep your house for them.

STEP BY STEP: Easy to use and understand and it may help you win the game, step by step - even when you're up against an inflexible judge at court, you will know what is the next step to follow-.

BONUS: Full, Killer Template Letters reviewed and approved by different attorneys (which alone are a $1,000+ in attorney fees) ready to download and install in your computer. You may just enter the information of your personal case in these templates, adjust to your personal escenario, print it and send it to your lender, trustee or district court (depending in the stage you are right now in the foreclosure process).

This is truly unprecedented access behind the curtain of the lending business practices.

Obviously this is a very sensitive information that can be banned ANYTIME from the lending industry (I hope not).

Banks don't want you to know this information.

Get The Foreclosure Secrets Guide while this is still available....

Add The Foreclosure Secrets Guide

-NOT FOR $197-
Until Nov 15, 2009 Only 
$67

Add To Cart For Only $67

 
WARNING: Option #2 is just one chapter of the ebook and provided with NO BONUS...
 
 

 OPTION #2:
How To Modify Your Loan Yourself 
Short Version
NO BONUS

Option Two: Since many homeowners are just looking to modify their own loans, I've also decided to allow them to use just ONE CHAPTER of my eBook "The Foreclosure Secrets Guide".  

Don't worry...the information included in this option is more than complete and should answer all of your questions.

But since this option doesn't require any additional time or effort on my part, and all the Bonus are not included either, I'm willing to let you learn this step at a significant discount.

How significant?

Well, instead of a payment of ($197) $67 you'll only need to invest ONE PAYMENT of $27

That's it! One payment of $27, and you're done.

If this option is a better match for you simply click on the orange "Add To Cart" button below to take advantage of this guaranteed loan modification program..

Add How To Modify Your Loan Yourself
Until Nov. 15, 2009 For Just
$27

Add To Cart In 1 Payment of $27

 
And in case you're wonder, YES, your investment is guaranteed...
 
 

I Guarantee that once you have finished reading my guide, you will be BLOWN COMPLETELY AWAY at just how much you've been ripped off, overcharged, and even outright lied to by the Lending corporations over the years and ALL THE THINGS YOU CAN DO WITH THIS KNOWLEDGE.

At last, somebody will stand up to be on your side. I personally promise you that the secrets I reveal here will shock you more than any horror movies you may have ever watched. Read my eBook to discover why Lending companies are panicking every day to try and get my web site forever banned from the public.

 

YOU HAVE 30 DAYS TO REVIEW THE FORECLOSURE SECRETS GUIDE, IF YOU DON'T LIKE IT, YOU GET YOUR MONEY BACK.

 

IT'S AS SIMPLE AS THAT!


Sincerely,

Alfonso Inclan

 

No fine print. :)

 


SORRY, AT THIS TIME, I DON'T HAVE ANY PRINTED BOOKS TO BE SHIPPED TO YOU. IT IS ONLY AVAILABLE IN DIGITAL VERSION READY TO BE DOWNLOADED IMMEDIATELY TO YOUR COMPUTER.

ANY QUESTIONS:

Contact Me Here 


YOU WILL NOT FIND ANYWHERE ELSE ALL THIS INFORMATION IN ONE SINGLE BOOK

 


"I believe that banking institutions are more dangerous to our liberties than standing armies. Already they have raised up a monied aristocracy that has set the
government at defiance. The issuing power (of money) should be taken away from the banks and restored to the people to whom it properly belongs."


--Thomas Jefferson, U.S. President

 

 

Disclaimer:

This information is not intended to be legal advice. This book was created as an educational tool for Homeowners with Mortgage-Stress. Always is recommended to consult an attorney before filing anything in any court.

 

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I just want to tell you that I value every customer, and I am commited to keep every promise, so you are backed with a 30 day money-back guarantee.
Thanks for your business!

Copyright © 2008 Alfonso Inclan, Orbis Marketing, LLC

PO Box 1765, Gilbert, AZ 85299
Tel: 480-463-1353 eFax: 623-218-1529
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